8 Ways a Roof Claim Gets Smaller Without Anyone Saying “Denied”
Most roof claims are not denied - they are approved for too little. The eight policy provisions that shrink an Ohio roof claim, and the deadlines that go with them.
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Address: 2794 Mack Rd Suite B
Fairfield, OH 45014 -
Phone: (513) 860-2552
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Email: administration@LHA1.COM
How Will Your Insurance Company Handle Your Roof Claim? 8 Things to Check Before the Next Storm
Roof claim handling is under investigation in Oklahoma. Eight things Ohio homeowners should check about an insurance company before the next storm.
How to Insure a Kentucky or Tennessee Lake House When You Live in Ohio
Owning a lake house should not require you to become an insurance expert. But insuring one usually takes more planning than adding another address to your existing homeowners policy. A second home is occupied differently from a primary residence. Lake…
Can You File Multiple Storm-Damage Claims on the Same Roof? What Ohio Homeowners Need to Know
Written by Joshua Mull Licensed Insurance Agent and Founder, Lighthouse Agency Insurance Serving Fairfield, Hamilton, Butler County, Greater Cincinnati, and communities across Ohio Quick Answer: The Mistake That Costs Homeowners Thousands Can you combine storm damage from multiple years into…
What Is a Performance Bond? Cost, Requirements & How Ohio Contractors Qualify (2026 Guide)
Written by Joshua Mull, Licensed Insurance AgentFounder, Lighthouse Agency Insurance | Last Updated: July 2026 Information in this guide reflects current surety bonding practices and requirements for Ohio contractors as of 2026. Pricing ranges were reviewed with one of our…
Bid Bond Ohio: Cost, Requirements & How Contractors Qualify (2026 Guide)
Written by Joshua Mull, Licensed Insurance AgentLighthouse Agency Insurance | Last Updated: June 2026 Information in this guide reflects current surety bonding practices and requirements for Ohio contractors as of 2026. Who This Guide Is For: This guide is written…
How Much Does Contractor Insurance Cost in Ohio? (2026 Pricing Guide)
Written by Joshua Mull, Licensed Commercial Insurance AgentLighthouse Agency Insurance | Last Updated: June 2026 Pricing benchmarks in this guide are based on Lighthouse Agency Insurance’s quoting data across multiple Ohio insurance carriers as of 2026. Who This Guide Is…
How Much Does Homeowners Insurance Cost in Fairfield, Ohio (2026 Guide)
If you’re a homeowner (or about to become one) in Fairfield, Ohio, one of the first questions on your mind is: “How much is homeowners insurance going to cost me?” It’s a fair question—and honestly, one you deserve a clear,…
What Homeowners Insurance Does NOT Cover (First-Time Buyers Get Burned Here)
Buying your first home is exciting… and overwhelming. You’re signing paperwork, juggling inspections, and trying to understand insurance terms you’ve never seen before. Here’s the part most first-time buyers don’t realize until it’s too late: Homeowners insurance is not “everything…
Backup of Sewer & Drain vs. Flood Insurance: What Ohio Homeowners Need to Know
For Ohio homeowners, water damage is one of the most common and costly insurance claims. But not all water-related incidents are treated equally under a home insurance policy. Two often misunderstood coverages—Backup of Sewer and Drain and Flood Insurance—are frequently…